Cheap Car Insurance in Florida

Hey WalletHubbers! Today, we’re going to be talking about cheap car insurance in Florida. To get right into it, some of the cheapest car insurance companies in Florida are USAA, Geico and Liberty Mutual. Although these companies stand out based on WalletHub’s data, it’s important that you get multiple quotes from different insurers in order to find the best, most personalized rate. Each company has its own way of calculating premiums, so one insurer is unlikely to offer the cheapest rates to everyone.

In addition to getting multiple quotes, there are a few steps that drivers in Florida can take to find cheap car insurance. For starters, when comparing quotes, make sure that you maximize all the discounts you’re eligible for. A given insurer might not offer the lowest base rate, but with applicable discounts factored in, it could turn out to be the cheapest. You should also choose the right amount of coverage for your needs and your budget. The more coverage you buy, the higher your rate will be.

Cheap Car Insurance in Florida

 For instance, drivers in Florida pay around $2,400 more for full coverage insurance, on average, than the minimum amount of coverage required by law. If you’re not getting quotes that are as low as you’d like, one area to focus on is your credit score. For example, going from no credit score to good credit could lower the average person’s car insurance premium by about 96%. Finally, you should make sure that you do not allow your insurance to lapse under any circumstances. Having gaps in your insurance history increases your risk to insurers, which means that you’ll be quoted a higher rate.

On average, drivers in Florida who don’t maintain continuous coverage pay roughly 11% more for car insurance than those with five or more straight years of insurance history. To learn more about WalletHub’s picks for the cheapest car insurance companies in Florida, just click the button here..

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